File 1099-R Online
Looking for an efficient way to file your 1099-R online? IRS approved 1099ly allows you to eFile your 1099-R with security and ease, all online. IRS Form 1099-R is used to report reportable payment transactions.
Why eFile 1099-R with 1099ly?
- Easy and Secure eFiling
- Quick and Accurate Reporting
- State Filing Compliance
- Supports Bulk eFiling
- USPS Address Validation
- Notice Management
What is IRS Form 1099-R?
Unlike form 5498 which is used to report contributions to individual retirement accounts, Form 1099-R is used to report distributions from retirement accounts such as annuities, profit-sharing plans, retirement plans, IRAs, insurance contracts, or pensions. Organizations must send Form 1099-R to any individual who receives a distribution of $10 or more during the calendar year.
Form 1099-R includes important information about the distribution, such as:
- The name and address of the organization making the distribution
- The recipient's name and address
- The type of distribution (e.g. early withdrawal, required minimum distribution, etc.)
- The total amount of the distribution
- Any taxable amount of the distribution
- Any federal or state income tax withheld from the distribution
When would you need to file a IRS Form 1099-R?
- Profit-sharing or retirement plans.
- Individual retirement arrangements (IRAs)
- Annuities, pensions, insurance contracts, or survivor income benefit plans.
- Permanent and total disability payments under life insurance contracts.
- Charitable gift annuities and similar arrangements.
You Should file Form 1099-R to report death benefit payments made by employers that are not part of the retirement plan, annuity, etc.
For more information about IRS Form 1099-R, visit IRS official website www.irs.gov
1099-R Deadline and Important Dates
With 1099ly, you can schedule the date that your forms are transmitted to the IRS. Scheduling your forms gives you time between when we email/USPS your forms to vendors and when we send the forms to the IRS. This is useful because your vendors may have edits to make. You can make those changes in 1099ly before the scheduled date at no extra charge. We automatically schedule your IRS eFile transmission at a week away from when you submit, or by the deadline. You can edit this date to match your preference.
| Filing Type | Due Date |
|---|---|
| Recipient Copy | Monday - February 02, 2026 |
| IRS eFile | Tuesday - March 31, 2026 |
| IRS Paper Filing | Monday - March 02, 2026 |
1099-R eFile Info
Electronically filed 1099-R Forms are directly transmitted to the IRS from 1099ly.
You will receive IRS acknowledgement of your eFile by email within 3-7 business days.
1099-R Fee Calculator
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The CF/SF Combined Federal State Filing Program allows parts of your federal filing to be transmitted to the state at no extra charge. Non-participating states must receive a direct filing. Learn more about state filing here.
1099-R Electronic Filing Requirements
- Payer Information: Your name, address, and Employer Identification Number (EIN).
- Payee Information: The recipient's name, address, and Social Security number.
- Distribution Information: The type of distribution, the total amount of the distribution, any taxable amount of the distribution, and any federal income tax withheld from the distribution.